Recently, I have received attention and recognition for becoming an entrepreneur in March 2016 and building a business that currently pays me between $3000 and $4500 RESIDUALLY every four-week pay cycle resulting in me leaving my full-time Corporate job. Other entrepreneurs reach out through social media to hear about my success and over and over again ask, “What’s your secret? How were you able to do this so quickly?” 

My response, “I plugged into our training system and consistently chipped away at building, not letting rejection get in my way.”

There is no magic secret. I did not get lucky; I went to work. But perhaps the MAGIC lays within the structure and compensation plan of Market America and SHOP.COM. 

Throughout my conversations with other entrepreneurs, its clear they are smart, driven, ambitious and tenacious individuals. These entrepreneurs are polite and engaging, yet they are also floundering and frustrated. And I found myself having similar conversations with all of them, and these are the three trends I identified:

#1        Where is all the support?

Most of the other leaders within the home-based businesses were inaccessible to their new partners. Because of the multi-level marketing business structure, these leaders had to maintain minimum sales requirements AND find the time to coach and mentor their team. The minimum sales requirements then become lofty considering the time required to properly and responsibly lead a team. However, if the personal sales goals are not met, the additional team earning CANNOT be earned. This explains why so many new entrepreneurs flounder into frustration.

Vertical Marketing or a binary structure eliminates the challenge with time. Instead of having to manage multiple levels and legs of people, we create two legs or teams of entrepreneurs who lead and collaborate offering each other support and resources to ensure success. With Market America and SHOP.COM we do not have sales goals; we are teaching our partners how to move leverage away from stores and back to themselves. Basically, we want everyone to save money, earn money and create a residual income from the money they are currently spending on household expenses. We are all consumers so this is easy!  

#2        I made good money in the beginning. 

Every direct sales company I have evaluated promotes a similar “kick-off” event for their new consultant. This is an opportunity to debut the new business to friends and family, often resulting in strong sales, and additional bookings to sustain the business. Most of my conversations describe a similar experience where they maintained bookings and sales for about six months, until it began to feel like an imposition or a burden. The number of bookings drastically decreased at this point, and unfortunately, therefore, so did the income. When the reinforcement of making money goes away, there is less motivation to continue working at something. The belief becomes, I’m not made for this business. Wherein reality, it is the business structure that prevents the ambitious entrepreneur from moving ahead by only paying them on percentages.

Market America and SHOP.COM present a duplicatable system where we ARE NOT paid on percentages. Instead, we are financially connected to other partners within the binary system and we ALL share 100% of our earnings so the individual income grows exponentially. We are not asking anyone to sell or purchase goods they wouldn’t normally consume within their household. Instead, we convert over household products, laundry detergent is an example, so we shop from ourselves and therefore get the highest return on every dollar we spend which is also shared at 100% with our partners. In fact, I tell entrepreneurs evaluating our business, we are the inverse of what your past experience was like in the other MLMs. Instead of making a bunch of money upfront and then it dying out, we may not earn residual income in the beginning, however, over time, the earnings are compounding creating much larger earnings as time passes. 

#3 .       I ran out of people to talk to.

Most MLM’s are focused on a subset of products, which automatically reduces the target clientele. There are companies selling skincare, cosmetics, jewelry, kitchen goods, home decor, books, clothing, and the list goes on. In the end, all of these products are extra consumables within any given household. How much lip gloss or leggings might one need? This reinforces the idea that eventually, the clientele becomes over resourced creating a sustainability problem for the entrepreneur.

With Market America and SHOP.COM we run out of time in the day talking to people about the opportunity to save money within their household budget. People = consumers. Every single one of us MUST consume in order to live, and we are never going to stop maintaining our household, even when budgets are tight. There will always be a minimum amount of consumables each month, therefore always supporting the shopping annuity platform and residual income. 

I hope this article is helpful and reinforces, there is nothing wrong with YOU, it is the business model and compensation plan attached to your company. To all of my fellow entrepreneurs, this message was written with love and encouragement for you, because I know you deserve more for your hard work, energy and time devoted to why you began your own business.

As always, I am reachable through email.

Until the next deal,



2018 has arrived! I love the start to the new year! The air is FILLED with opportunity, and if we relax ourselves enough, we begin to dream of all the possibilities.

What are YOUR possibilities for 2018?

Would you like to go on vacation? Get a new job? Buy a new car? Make some investments for your long term security? Become healthier? Perhaps even lose weight? Earn more money?

A quick google search returned this list from a popular site:


  • Eat better — 37 percent
  • Exercise more — 37 percent
  • Spend less money — 37 percent
  • Self-care (e.g. getting more sleep) — 24 percent
  • Read more books —18 percent
  • Learn a new skill — 15 percent
  • Get a new job — 14 percent
  • Make new friends — 13 percent
  • New hobby — 13 percent
  • Focus more on appearance — 12 percent
  • Focus on relationship — 12 percent
  • Cut down on cigarettes/alcohol — 9 percent
  • Go on more dates — 7 percent
  • Focus less on appearance — 3 percent

For me, I am focusing on reading more, be more involved in my daughters’ classrooms, and improve my health with regard to getting better nutrients, more sleep and incorporating more yoga and meditation.

The first half of last year forced me to take a serious look at my lifestyle, especially my work life balance and my stress level. I was working more than 40 hours a week, with a two-hour commute while trying to be the involved mother I always thought I’d be. Only I was just barely keeping my head above water and with very little patience. I wasn’t feeling stressed; I was feeling fried. My perspective was negative, my body felt heavy, and I just wanted to get through the day. Imagine that… or perhaps you can relate to this description.

Time is all we have, but none of us know how much we actually have. We have to make the days count, not just get through them! We owe it to ourselves to wake up each day with a purpose and a passion. If you’re looking to find you’re purpose and passion, think about reading Start With Why, and begin your journey for 2018!

Leave a comment with all of your possibilities for 2018 and cheers to making them happen!

Until next time,



Do You Realize the Tax Advantages of Self-Employment?

My new purpose – To help people achieve their physical, spiritual and financial health by building a Shopping Annuity Investment where the consumer earns the highest return on every single dollar they spend. My Shopping Annuity Business allows me the freedom and flexibility to help others build an investment to achieve financial security and time freedom.

For people who have never been self-employed, they have no idea the tax benefits. The categories mentioned may apply to your business, and are referenced in a Turbo Tax article.

What was your initial investment to start your business? With Market America and SHOP.COM it costs $399 plus tax, which enables you to have your own site. As an owner in our business you get to be an owner of a multi-million dollar platform where we have the ability to sell millions of products, only we do this digitally. With the Shopping Annuity, which is exclusive to SHOP.COM, we have the opportunity to earn income off of our spending AND off of the spending of others. Finally, we have the opportunity to expand distribution to create leverage much like a franchise does, only we are a digital platform.


What do you need, in terms of supplies, to grow your business? If you are planning to purchase any big ticket items in 2017, consider them as a tax deduction since you will use them to build your business. I use my computer to communicate through social media; it’s what I’m typing on to publish this blog! Also, I invite team members weekly to my home to view trainings and presentations and I use my television and speaker for viewing purposes. I also use my cell phone to conduct business, and require an internet connection in my home. Also, would you have a home office? Perhaps that would entitle you to additional deductions.

These are all important factors to consider when evaluating a business opportunity. Timing can make a big difference with regard to your tax position. With only a couple weeks left in 2017, starting your business now, may mean a difference in your tax return. As always, consult a professional accountant with specific questions and considerations. This article is written only to raise awareness about the idea of tax deductions related to owning a business.

Until the next deal,



Anybody else here do your holiday shopping for your spouse? After a few years of unwrapping thoughtful gifts that I really didn’t care for and doing my best to not hurt my husband’s feelings, I decided to give my husband the out. I actually think it was a huge relief to him. I am HAPPY enough to relieve him of the “burden.”

This year, I really need some new casual tops. The majority of my wardrobe consists of business attire, and since I am no longer working in Corporate America, I don’t have as much use for those outfits. I am looking for things I can wear around the house, but are also presentable for virtual meetings and you tube video recordings.

The majority of the tops I found were from The Loft, a partner store to my site! First, I went to and purchased a gift card to The Loft valued at $200, but it was discounted to $174, plus I earned 2% cash back on the purchase.

Then I logged onto and went to town! I found all of the tops and accessories in the photo above (one top is missing)! Take a guess at my savings! I get so excited to share my deals!

Seven tops, one pair of pants, a necklace, and a bunch of earrings….  Regular price would have been $615.77 including tax. 


This means I saved $343.53! Huge savings! There’s no way I would have been able to afford to pay full price for all of these items, but Shop Buddy and my Shopping Annuity give me the opportunity to save a significant amount of money. PLUS, I also earn a residual income from these purchases! Wouldn’t you prefer to get paid to do your holiday shopping?!

Now the question is, to wrap or not to wrap?!?!

Until the next deal,


Self-Funded & Happy

In March 2016, I was presented with an opportunity to own a SHOP.COM site and create a residual income by building a Shopping Annuity. This means I had the opportunity to earn money on the money I was already spending to support my household AND earn money on the collective dollars running through my site. I couldn’t really comprehend the power of the Shopping Annuity at first. The initial value I saw was how I could save my family at least $1500 a year by doing all the shopping online I was already doing. It made complete financial sense to start my business, because otherwise I would spend more money. Very quickly my business was attracting a lot of visibility, because everyone is looking to save money. I made a goal to earn $600 a month by December 2016.

Simultaneously, my full-time job was becoming more stressful with a higher burden of responsibilities. I found myself consumed with meeting deadlines, appeasing people I didn’t even respect, and my spirit was being eaten away. I was starting to dislike myself for having no patience with my husband and children, feeling short tempered and losing my positive perspective on life.

Our Shopping Annuity Business became the light at the end of the tunnel; it was the means to my escape. It was August 2016 and we were already earning $600-$900 a month. I couldn’t believe the earning potential, but even more surprisingly to me was the impact this business was having on others. My husband and I traveled to Greensboro, NC for our first Convention with Market America and SHOP.COM. Not only were we inspired and informed about so many different aspects of the business, we also built out belief. We saw our senior leaders promote our success as the next generation of growth in this business, and it all became clear we had their belief. Now, we believed in ourselves.

We returned to CT making the Shopping Annuity a bigger part of our household. We embraced our business and took it to the next level by making it our purpose to show as many families as possible how to get the highest return on every dollar they spend. We also had the opportunity to share pertinent health information and products to improve ailments and medical conditions, and we saw amazing results. For the first time in so long I felt a feeling of personal satisfaction, and it was all related to helping people become physically, spiritually and financially healthy.

December 2016 came and we were earning $1500 a month. Then it was March 2017, exactly 52 weeks to when we first started our business, and we were earning $3000-$4500 a month. The Shopping Annuity Business platform was proving to be the most sustainable and profitable business system.

While the additional income was very nice (who doesn’t like extra money), I continued to struggle with the work life balance, and in the Summer of 2017, I was confronted with medical concerns forcing me to re-prioritize my life, and I knew the answer; It was the 2-3 year Unfranchise Business System. Everything this business promised us as the 2-3 year short cut to the traditional 45 year plan was proving to be true. In fact, it’s still hard for me to accept when people do not see the value in this plan, which is designed for the average person to build in part time hours over a 2-3 period.

So when I was able to walk away from my full-time corporate job on 12/8/17, I felt a huge feeling of pride. Finally, I had the opportunity to live my life according to my  priorities – my health, my children and my husband – rather than how I was living because I felt stretched so thin due to my job. Craziness right?! I know so many of you can relate though. That is exactly why I’m sharing my story in the hopes it can inspire and encourage you to make the changes you need to in order for you to live by your priorities.

Until the next deal,



How many of you think about the household cleaners you use in your home around your children and your pets? How many of you are familiar with the chemicals and acidic components, both of which create fumes in the air. Also, have you ever price compared to make sure you’re getting a great deal? Finally, how do you know if the products are even going to work?

I’ve got some info for you… I’m sure you guessed! As we were preparing to entertain a house full, my daughter volunteered to clean the upholstery of our bar stools. We use SNAP Products in our home, because they are enzyme-based, economical and they work! Take a peek at the before and after shots!

Viola! If a six-year old can get these results, SO CAN YOU! But I also want my customers and loyal readers to be informed. Here is the link to the product which also includes a comparison to other brand names. Cheers to happy shopping and happy cleaning!

And for my YouTube fans, feel free to subscribe and follow my channel all about… you guessed it – SHOPPING HAPPY!

Until the next deal,